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God, it happened! I qualified for the loan and the house was going to be mine. Now, I just had to work my way through all the paperwork and terminology. At dinner that night, my friends and I discussed my lovely new home and the pain of closing. Sherry, my best married friend, recommended her lawyer, David Wright, a whiz at paperwork. She assured me he would be most helpful in getting the papers in order and make sense of the point system and all the other esoteric nonsense.

The next day, I called her lawyer friend. I talked to his secretary, Amy, setting an appointment for Friday afternoon. I gave her all the important information and explained, in glowing terms, my beautiful new house and its attending paper crush.

The week was filled with work and looking at my new house. I had the key and visited at least twice a day, sitting on the carpet and visualizing my things in each room, the rest of my life spent here. I loved this house!

I left work early Friday and went to the law offices. They were situated on the 12th floor, taking up the entire space. I met the secretary who had listened so nicely to me and we chatted about my house and the joys of ownership. I was nearly an hour early, so she offered me some hot tea and sat with me while I waited for the appointed time.

Finally, her intercom buzzed and she led me down the hall. I glimpsed ...

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