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Budget Trouble

"Janie, this is simple. You have to stop spending so much money. You are overspending your income every month."

"You know Bobby you may be a good big brother, but I was hoping for some better news than just 'spend less.'"

"Listen, sis, you have a good job, you make a good living, you have a great apartment BUT you spend too much and you have no money in the bank. Now what the heck are these checks to Danny's Liquors?"

"Bobby, that's the liquor store down the street and they have this great Zin that I love. I serve it whenever I have people over, speaking of which want a glass?"

"No, thanks, now do you think you could cut this in half each month?"

"I don't know, maybe I could get a discount or something?"

"And what about the checks to Carver's, what are those for?"

"That's the market where I get my meats and fish. They have the freshest stuff around."

...

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