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Valerie and I had been neighbors for a couple of years now. She and her husband, Robert, had been married a few years and had a little girl about 2 1/2. I am in my late twenties and have a son about eight from a previous marriage, but am married to Tom now. What matters, on a hot day like today, is that Val and Robert have a pool. So I was over at their house enjoying the water and laying out with Val on a lazy weekday.

Valerie is the wilder of the two of us. I mean, I am no slouch, but few women, especially married women, are as wild as Val. It is like she is still thinking in the single mode, all sexy and showing it. She wears the littlest bikinis she can find. She is thin and in great shape. So am I, but I am a little more conservative. The suit Val wore this day was this really loose knit material, such a loose knit it was a wonder a nipple didn't pop out through her top. The bottoms barely stayed put, too, loose and just kind of hanging on her hips. It didn't bother me, since I sort of like seeing her, though it did add to the risqué mood of the afternoon. Val wasted no time taking her top off laying on the deck, either. I thought it was cute to be so young and free, but a little overboard still. I kept my suit on, just in case a nosey neighbor glanced over the fence.

Anyway, when the heat finally drove us indoors, Val didn't even bother to put her top on before she stood up and grabbed her towel.

...

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