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Cindy lay on the bed staring at the ceiling and wondering what had come over her lately and how she had let her life undergo such massive change. The days had been normal days, or as normal as days had been for her. Up at six, get the kids up and ready for school and then start breakfast for the kids and her husband Tom. See the kids off for school and Tom off to work, wash the breakfast dishes, throw a load of laundry in the washing machine and then take her morning shower. And then last Friday the days had gone decidedly not normal. That morning she had just finished drying her hair and applying her make up when the doorbell rang. She had grabbed a robe and run down the stairs wondering who it could be at such an early hour. She had opened the door to find a tall, handsome young man who smiled at her and asked, "Mrs. Williams?" She had nodded a yes and the man had handed her a business card, "I'm Tony Roberts of Diversified Insurance. I'm here about the claim you filed last week. I called your husband yesterday and he told me that this would be a good time to call on you." Just like Tom, she thought, not to tell me. "Come in," she'd said, and stepped aside to let him in.

The week before the hot water hose to the washing machine had blown while she and Tom had been out shopping and they had come home to a flooded floor. The water had also run down all the floor heating ducts and had soaked a good part of the basement as well. As she walked through the house pointing out the damage she noticed that the insurance man seemed to be paying more attention to her breasts than to ...

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