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It was December. Melanie and I were living together in Putney, South London and it was staggeringly cold. I was a few months into a Masters in nineteenth century history at UCL and Melanie was working for a leading financial firm in the city. For both of us it was our first experience of really looking after ourselves and we were finding it hard. The only income I had was from working as many evenings as I could in a local pub and Melanie's salary, although not at all bad for a new graduate, was not really enough to keep both of us.

We had been very lucky in that I had inherited some money from an Aunt the year before which we had used as a deposit on what can only be described as the smallest flat in London, routinely referred to by all who visited as ‘The Cupboard'. We had done what we could with it but the Victorian plumbing and ludicrously large single-glazed windows meant it was a constant struggle to keep warm.

‘It's a fantastic investment', my father insisted on telling me at every opportunity.

‘Yes dad', was my tired reply, ‘an investment that leaks...'

Despite all of that we were happy. We were young, in love and in London, the greatest, most exciting city in the world. Melanie was entirely knew to the city and instantly fell in love with it. She made friends quickly and regularly went out in and around London Bridge and we went ...

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