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"Please don't wait up for me Richard. I am putting in some overtime and I don't know what time I will be home."

It was the fourth time in two weeks that my wife Sharon had worked overtime. I really could not protest because we needed the money. The school where I taught for over ten years had been forced to cut back and I became another victim of the downsizing craze that seemed to be sweeping the island.

"So how are you getting home? I can come and pick you up when you are done."

We were the proud owners of a fairly new Suzuki Vitara jeep which had been bought cash three months before I was downsized. I had used up most of my savings to buy the jeep so I was cash strapped. The severance pay I receive from my job went to clear off most of our outstanding bills.

My unemployment cheques went straight toward paying our monthly mortgage leaving me as broke as the Greek economy. Compounding my situation was the fact that the depressed economic times we were living in did not hold out much hope of a new job in any hurry.

My wife Sharon was being forced to shoulder more and more responsibilities each month. She is not the kind of woman who ...

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