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You have a what? (fm:transgendered, 3930 words)

Author: MagpieAmy69
Added: Apr 15 2026Views / Reads: 307 / 279 [91%]Story vote: 9.59 (11 votes)
A young discovers her attractive neighbour isn't what she thought she was.
 


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which was odd … very odd; but nice.

Nothing of note happened on my night out, but back at home I struggled to get to sleep and for the first time since my acrimonious breakup several months previously, felt really horny and reached inside my ‘knicker drawer’ and found my cock shaped vibrater and fucked myself to two magnificent orgasms …. The first was quite quick and breathless, but the second much longer as I twisted and turned, eventually finding myself on all fours as I furiously fucked my pussy while frigging my clit until I was sweating like a pig. Several regular fantasies had spun through my head …. But occasionally Jacci featured too; ravishing me with her tongue, fingers and toys; much to my astonishment.

Another couple of weeks went by until I met Jacci again, this time she was wearing leather trousers, a white chiffon blouse that emphasised her firm boobs and a pair of heels that looked like they would have had me teetering and falling over at the first gust of wind.

“Been somewhere nice?” I asked. “A nice lunch with a client in town.” She smiled confidently. I looked surprised and gasped, “lucky old you.” As the door closed, I asked, “fancy a coffee?” and she agreed. Once in my flat she sat on the sofa, delicately crossing her legs so one draped freely beside the other.

We chatted again about our lives; and after hearing about my work in A&E she became especially interested in my affair with the married doctor; and to some degree my previous sex life too, but with hindsight she gave very little away about her own life.

Jacci’s green eyes twinkled as she looked at me in a way no woman ever had before, and very few men either, her pink lipstick covered lips seemed to be blowing tiny kisses whenever she spoke.

After our second cup Jacci’s phone buzzed, “Sorry.” She smiled, “Just my alarm saying I have an online appointment in twenty minutes.” When we stood up, she stepped closer, held me softly by the arms and gently kissed my cheek, making me tremble, “We will have to do this again, soon? She whispered, stroking my arm.

She was barely out of the door when I got the urge to strip naked and find my plastic cock! Which I didn’t of course. I’d never had ‘such thoughts’ about another woman before, ever … it wasn’t my ‘thing’ but there was something ‘different’ and indeed, ‘special’ about my neighbour that I couldn’t work out.

A couple of weeks later I’d finished my 12 hour rota at midnight on the Tuesday and spent most of the next morning sleeping then doing a ‘big wash’. For the first time in weeks the sun was shining, and it was nearly warm, so I decided to hang the washing on the line in the courtyard after lunch.

I’d only just pegged out a bedsheet when something caught my eye out of my peripheral vision. Knowing Jacinda had French windows leading onto the yard I presumed it was her moving about in her living room. It was … but nothing prepared me for what I saw! My eyes and brain even struggled to comprehend what I could see.

Only dressed in sexy underwear, lingerie would be a better description, and wearing an earpiece with a microphone, my neighbour was sitting on a large comfy chair sideways to me and facing an iPad surrounded by a ‘ring flash’ that vloggers use.

Jacci was obviously talking to someone as she caressed her boobs through a thin sexy bra and stroked between her legs; totally oblivious to me only a few yards away.

I was shocked and stunned as I stared at her for a minute or two, still unable to totally digest what I was seeing.

When Jacci stood up she did a wiggle then salaciously rubbed her pussy through her panties …. But then my jaw fell open like in a cartoon, as Jacinda flipped the front of her pink panties down and … and … and … a cock sprang into view … a bloody big one too!

Seconds later, still facing the iPad, she began tugging and stroking it … just like a man would.

“Bloody Hell!” I gasped and dropped the wash basket onto the concrete, making a helluva bang … and drawing Jacci’s attention.

Still with ‘her’ cock hanging out, it was my neighbour’s turn to look shocked. I was frozen to the spot as Jacci leapt forward, cock and tits wobbling and grabbed the iPad, then turned back to me and mouthed “Oh FUCK! Sorry babes!” then waved, beckoning me towards her as she opened the French window, cock deflating somewhat but dangling out of her knickers.

I don’t know why – a state of shock, probably? But I took the 7 or 8 steps towards her without a second thought.

“Surprise!” Jacci chuckled, waving her hands in the air … “I’m not what I seemed, am I?”

My eyes were popping out of their sockets as I shook my head in disbelief. “Come in … and I’ll explain.” My jaw still gaping and eyes on stalks I eased past her and took a seat on her sofa. “Wine?” Jacci asked. “God yes!” I gasped, unable to take my eyes off her, especially the swollen cock she was now trying to hide in her sexy panties.

“I suppose I should tell you, my story.” She huskily whispered as she handed me a glass.

After a sip of her wine Jacci sighed and started her story. “I’m a type of hermaphrodite …. I looked like a boy when I was born, but always knew I was, or wanted to be a girl. It wasn’t until I was about to leave junior school that my problems really started, as my boobs suddenly appeared. It was difficult to hide them, and I didn’t want to, so I reached a compromise with my parents; dressing as a boy at school then back to being a girly-girl at home. Because of this I couldn’t make friends and I was bullied quite badly.

Thankfully my maternal Grandmother had been a headmistress, so she home-schooled me through my teens. That was great for what it was; but I had crazy ‘boy hormones’ down here.” She fluttered her fingers over her panties, “and I was horny 24 hours a day …. With no obvious outlet, I played with myself a couple of times a day … every day. Eventually Grandma would stop for a break and tell me to ‘go and do what you have to do!’ which was fun.”

“I sailed through my exams and chose to go to a sixth form college … as Jacinda! By now I really was a girl in all ways but, down here … but nobody ever found out. Obviously, boys ‘hit on’ me; but I pretended to be gay and hung around with a group of Goth dykes.”

Jacinda filled my wine glass again and continued. “Then I moved here for Uni and … my life changed forever. I’d moved away from my Goth ‘look’ and became a girly-girl. I remember my first night at the ‘gay triangle’ down by the river. WOW! There was and still is a big Tranny scene and I was welcomed like a long lost relative … and when they found out I was … what I am (she fluttered her hand across her boobs and cock again) … I was like a Holy Grail. I was soon fucking or getting fucked two or three times a week. I was in sex heaven.” Jacci grinned at me as she sipped her wine. “During ‘lockdown’ a friend recommended ‘Only Fans’ to me and I tried it … Jesus fucking Christ was I popular!” “That’s what I was doing when you caught me. I’m on it 5 days a week now, afternoon’s and nights mostly…. I’ve got loads of regular fans who book me for a half hour or so …. Sometimes I go on another website where members ‘tip me’ for …. doing … whatever they want to pay for. Some even buy my used underwear, and some send me presents… it’s very lucrative.”

All the way through her story she had continuously stroked her cock, bringing it back to life. “So … if they send you presents, they must know where you live …. Doesn’t that scare you?”

“Aha!” She smiled, “I have a secret PO Box for that.”

“Do you want another look at it?” I nervously nodded. Jacinda uncurled her legs and suddenly flicked the front of her panties down and her cock flipped back into view, making me gasp as it was in that flux state, between being flaccid and erect but still swollen. As she slowly and sensually stroked the shaft, pulling its foreskin back, revealing a pink knob, I gasped then held my hand over my mouth as she waved me to her.

I sat frozen to the spot for 30 seconds or more, until she urged me to her; “do you want to have a hold … feel it?”

I nodded was soon standing next to her, then she sexily told me to drop to my knees. I was incredibly nervous, but she took my trembling hand and placed it on her cock, which was still midway between flaccid and hard.

“Squeeze it baby … you know what to do.” It felt all rubbery as I squeezed it, then slowly pulled the foreskin backwards to reveal her pink knob, then, staring excitedly into her twinkling eyes, wanked it back and forth. “Oooh,” She panted, “That’s good babes, you’ve done that before haven’t you.” I chuckled and confirmed that I had … many times. My friends’ cock visibly swelled in my hand, especially when I ran my thumb over her knob.

“Kiss it babes.” Jacci panted while stroking my hair, “then suck it like a good dirty girl.”

My heart was racing as I leaned forward and kissed the tip, then slowly ore kisses along the shaft. “Suck it babes, you know you want to.” I did … and I did. Taking my ‘ladyboy’ neighbour’s cock into my mouth, I swirled my tongue around the knob as continued wanking the shaft faster and faster.

“I knew you’d be a good little cocksucker the first time I saw you.” Jacci chuckled as she continued stroking my hair and pulling my head deeper onto her chubby cock until it was nearly touching my tonsils.

“Enough for now,” she panted after a few minutes, “take your clothes off.” She wasn’t loud or angry, but very authorotive, so without a second’s thought, I rocked back onto my knees and unclipped the straps on my denim dungaree dress, then stood up and wriggled out of it. Locking eyes with my new friend, she blew me a kiss while still stroking her cock. I took two big breaths then pulled my t-shirt over my head, conscious that I was only wearing my ‘daytime’ knickers and bra, but my sexy acquaintance didn’t seem to mind at all.

“Now your bra and panties.”

Shyness had never been a problem even though my lifestyle had given me a small paunch, but I knew my 34c boobs and heart shaped arse made up for that flaw. My only worry was that I hadn’t shaved my pubes in over a week, but Jacinda didn’t say anything as she beckoned me towards her again. “Kneel across me.” She huskily leered, stroking her fully erect cock and patting the cushion on the large armchair. I did as I was told placing a knee either side of her thighs, exposing my enlarged labia and my pussy. “Wank me again.” She instructed, I had to lean forward slightly, making my boobs wobble as I wrapped my fingers around the sexy woman’s hard cock.

“Yessssss.” She hissed and smiled, before cupping my tits in her hands, squeezing them so firmly I had to close my eyes and bite my lip, but did nothing to deter her. Her warm and rubbery cock was now stretched to its limit as I began tugging it faster, trying to bring her of, while hoping she’d tell me to push it up my wet cunt

Jacci, took one hand off my tit and began caressing my inner thighs before sliding a well-manicured fingernail along the side of my labia, making me wince and her chuckle. “Having fun babes.?” Jacci grinned and I nodded, desperate to ride her cock.

As she finally slid a finger inside my pussy, her eyes twinkled as she dug her nails into my fleshy tits, making me gasp and flinch.

I was still stroking her hard dick but could barely concentrate as her finger was going very deep inside my cavity then pressing it against the thin wall at the rear while gently slapping my swinging tits.

“Lean forward so I can suck your tits.” I immediately yielded, using my other hand to rest on the back of the armchair. My mind was in raptures as I looked down at a very pretty woman suckling on my stiffening nipples while I tugged on her cock at the same time.

I eased forward so she could get more comfortable sucking on my tits and rubbing her face between them, until I could rub her fat knob along my sticky slit.

“Can I?” I whispered. “Yes.” Jacci whispered back. My eyes rolled back and I let out an intense moan as her cock slid all of the way into my cunt in one motion.

“MMMmmm, babes you’re so fucking wet and tight.” Jacinda murmured, “So fucking tight.”

“I haven’t had a fuck for nearly six months.” I chuckled into her ear. “You poor thing.” She smiled before going back to sucking on my tits while slowly fucking me.

“You’re turn now.” Jacci smiled, slipping her bra straps down her arms to reveal her beautifully firm tits.

I nervously leaned forward and began tentatively kissing her pink nipples, then flicking them with my tongue … just like I like.

All the while Jacci was slowly pumping her cock in my pussy and caressing my arse, occasionally pulling the cheeks apart and tickling my arsehole, which made me gasp for air.

“I’m nearly ready.” She gasped, and lightly pushed my chest up and I disappointingly raised up until her cock slid out of my cunt.

“Back on your knees.” She commanded and I complied, “open your mouth.”

I rested my hands on my knees as I opened my mouth as wide as possible; knowing what she wanted of me as her hand was a blur wanking her fat cock in front of my face.

“Tongue out.” She gasped, and just as I did as I was instructed a spurt of cum landed on it, then a second on my top lip. Still cumming Jacci, grabbed a handful of hair and pulled my head onto her cock, where her last drops oozed out.

“Don’t go swallowing it … show me!” My eyes were on stalks and my clit close to exploding as I pushed my spunk covered tongue out for inspection.

“Good girl.” Jacci praised me, then dropped to her knees, held me tight so out tits pressed against each other, then kissed me, sexily sucking on my tongue then forcing hers into my mouth so she could taste her own spunk, which we passed from one to another for a minute or more until she theatrically swallowed what was in her mouth and I followed suit.

Obviously I’d never done that before; but my married lover regularly got me to swallow his spunk when I blew him, so the taste didn’t phase me.

“Wow!” Jacci gasped, “I haven’t cum like that for a long time … thank you babes.”

“You’re welcome, my turn now.?” I smiled as I rolled onto my back, spread my legs and raised my knees before stroking my clit.

“How about I return the favour?” Jacci, quickly lay down between my legs and began kissing my pussy, licking and chewing my labia, which made me wriggle and giggle. Soon her face was buried in my gash, her tongue licking every inch in front of it, and then focusing on my engorged clit, making me move my hips as it was so sensitive, but that didn’t deter my ‘lady friend’ who quickly began fingering my pussy again, deep and fast and pressing on the thin membrane too.

I couldn’t help myself in my quest to cum, wriggling and bouncing my arse on the rug as I turned the air blue with a tirade of filth, describing what I was feeling.

Still ferociously licking my clit, I was slightly disappointed when she pulled her fingers but when she nudged my thigh higher she smeared my juices around my arsehole … and without a word her finger glided knuckle deep which tipped me over the edge and I actually screamed when my orgasm ripped through my body, making me shake like I was having a fit. Jacci wasn’t deterred and continued licking my pussy and clit while twisting and pushing her finger deep into my arsehole.

Gasping for air I tried to tell her to stop but to no avail, she continued for another five minutes or so, even sliding a second finger into my virgin hole, and it was maybe two minutes of that and some expert cunninglingus that gave me a second orgasm for the first time in my life! Finally finished we lay together cuddling and occasionally kissing.

Once I’d got my breath back I looked at Jacci and whispered, “that was fucking amazing … I had absolutely no idea …. About (and began fondling her cock) … and WOW! I loved how you took control … and … and … I’ve never been licked out like that before … thank you, thank you … thank you.” Then kissed her passionately again, full tongues as I felt her cock begin to grow again.

“Holy fuck!” I gasped as it was nearly fully erect again. “I told you that I had crazy hormones,” she laughed, “I can cum two or three times a day and keep it hard for an hour or more without cumming.”

“Can I?” I chuckled before kneeling beside her, stroking her cock with one hand and her stocking covered legs with the other.

“Do you want to suck it or fuck it babes?” Jacci beamed. “Both!” Then straddled her and slowly filled up with cock again.

Ten minutes later I was sweating and shaking after having my third orgasm in under an hour, this time by fucking her cock while rubbing my clit against her pubic bone while our tits mashed together and she kissed me like a long lost lover.

Shattered I had to give in after sucking her cock for a few minutes.

Jacci got to her feet and promenaded to the kitchen, cock and tits wobbling from side to side. When she returned with more wine, I had dressed and we sat together on the sofa, chatting about what we’d just done and both had thoroughly enjoyed and what she did on camera; which intrigued me … but that’s another story.

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Magpie69 writes Thu 16 Apr 2026 11:31:

This is a different direction for me ... coming about from a naughty video, I saw some years ago and thought could be stretched out into a story. I hope you like it.

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Jan writes Wed 15 Apr 2026 19:10:

Surprisingly erotic!

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